Is There Still Time to Contribute to Your IRA or Roth IRA for 2016?

If you would like to maximize your tax-deferred assets and you have not fully funded your traditional IRA or Roth IRA for 2016, you have until April 18 to make a contribution, since the usual tax filing date of April 15 falls on a holiday weekend this year.

Are You Caught in the Middle?

Many clients today are caught in the “sandwich generation” where they are caring for elderly parents as well as their children. An important thing for these caregivers to remember is to care for themselves! As in the safety discussion on an airplane, you put on your own oxygen mask first. You can’t help anyone else when you don’t have enough oxygen yourself.

Having Second Thoughts About Social Security Payments

The most popular start date for Social Security is 62, which is the earliest age possible. Among women, 48% start their Social Security checks at that age versus 42% of men.

While the vast majority of people are happy with their decision regarding the timing of their Social Security benefits, some people regret what they’ve done.

The good news is that for some Social Security recipients it is possible to undo this pivotal decision.  

Should You Retire Abroad?

There are many reasons why some Americans want to live abroad when they retire. Here is the most obvious:  In some countries, you can live much more cheaply while enjoying a life style equal to or better than the one you had before retiring.

In some countries, healthcare and housing expenses can be 50% or less of what they cost in the U.S.

Here are nine things you should consider before retiring overseas:

All About 401(k)

In a lawsuit that took eight years to wind its way to the Supreme Court, 401(k) sponsors were essentially told that they need to be more diligent about the fees that mutual funds are charging their employees' 401(k) accounts. This is a promising development for employees because too many workplace retirement savings plans are stuffed with expensive investment choices.