Investment 101: Part 5 - Managing the Market’s Risky Business

In our last Investment 101 piece, “The Full-Meal Deal of Diversification,” we described how effective diversification means more than just holding a large number of accounts or securities. It also calls for efficient, low-cost exposure to a variety of capital markets from around the globe. Today, we’ll expand on the benefits of diversification, beginning with its ability to help you better manage investment risks.

Dowling & Yahnke's Perspective on Recent Stock Market Volatility

A week ago, we wrote about tracking the House of Representatives’ passage of a compromise bill increasing the federal debt ceiling and decreasing spending, a bill that was eventually signed into law by President Obama.  The ensuing six trading days saw extreme volatility in various markets, with equities worldwide trending lower.  In just the eleven trading sessions following July 22nd, the S&P 500 lost 17% of its value, wiping out all of its gains since last September.  (Yesterday’s market action provided some significant relief, as the S&P 500 rose 4.7% on news that the

Retirement Planning

Retirement planning has changed over the last decade.  There is a lot more to retirement planning today than simply saving money.  Millions of Americans worry they will not have enough money to live comfortably once they stop working.  The decisions you make today will have an impact on how you live tomorrow.  There are many issues to consider as you approach retirement.  How much should you save each year while working? At what age should you stop working?  Should you work part-time for a while?