6 Tax-Saving Tips for Investors

Do you know how much taxes are eroding your investment returns? It could be more than you think. Studies by the Vanguard Group suggest that taxes can erode the net returns of domestic stock funds by as much as two percent annually. That might not sound like much, but this small percentage can represent a huge hit.

Protecting Your House from Disasters

The recent wildfires that swept through San Diego County and destroyed at least 65 homes can serve as a wake-up call to the rest of us to be prepared if and when a natural disaster strikes. To protect against worst-case scenarios, it’s important to make sure that your house and personal property are covered by the right kind of insurance and that you know where your key documents are. Here is a checklist that can help you prepare for a disaster:

Taking a $40,000 Investment Hit

Can you afford to waste an extra $10,000 in unnecessary investment fees? Or how about $25,000 or $50,000 or perhaps even $100,000 in extra fees?

Over their investing lifetime, many Americans unwittingly end up paying tens of thousands of dollars or more in extra fees by investing in overpriced mutual funds.

Why You Shouldn’t Wait to Contribute to Your IRA

Are you an IRA procrastinator?

Waiting until the last minute to contribute to an Individual Retirement Account could cause you to leave serious money on the table.

Before we explain how procrastination can hurt your retirement account, let’s review the rules regarding IRA contributions.