How Popular are New Year's Resolutions?

The New Year has arrived which means millions of Americans are making resolutions in hopes of improving their lives. Are you one of them?

About 45% of us make a New Year’s resolution, according to the Journal of Clinical Psychology at the University of Scranton. Not surprisingly, many of the resolutions focus on improving our health and our financial bottom line.

How to Keep the Holidays Safer

This week someone in my neighborhood had three UPS packages stolen from her front porch. I read a news article recently about crooks, who follow UPS delivery drivers on their routes and steal packages after the drop offs.

The holidays are a time of merrymaking and gift giving, but they can also be a time when thieves abound and houses decked with Christmas decorations can present their own hazards.

The Invisible Tax Hit

When you check your mutual fund investment returns, do you believe their performance figures?

If the fund says it rose 10% for the year, for instance, do you automatically assume that your portfolio enjoyed the same boost? Actually, you shouldn’t.

Many times the figures won’t match because of taxes. With the exception of retirement accounts, your actual returns will usually be lower due to the tax drag.

Shopping for cheaper health insurance

Millions of Americans will soon begin renewing the health insurance that they obtained this year under the Affordable Care Act. During the process, many individuals will inadvertently make the wrong decisions, which could boost their overall health-care costs.