How to Retire Without the Burden of a Mortgage

More Americans are retiring with a mortgage.
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2020 Tax Brackets and How Much You Can Save for Retirement

If you want to stash away more money for retirement in 2020, the Internal Revenue Service (IRS) recently announced that the contribution limits for some popular retirement accounts have increased.
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Biggest Take-Aways from The SECURE Act and How It Could Affect Retirees

Formally named the Setting Every Community Up for Retirement Enhancement Act of 2019, the SECURE Act was passed by Congress and could be signed into law very soon.
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Quarterly Market Review Fourth Quarter 2019

Tuning Out The Noise

When faced with short-term noise, it is easy to lose sight of the potential long-term benefits of staying invested.

 

For investors, it can be easy to feel overwhelmed by the relentless stream of news about markets. Being bombarded with data and headlines...
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Top 10 Questions to Ask Your Financial Advisor

We believe it is of utmost importance to work with a financial advisor who has a fiduciary duty to his or her clients. Fiduciary duty requires advisors to put client interests ahead of their own when providing investment and financial advice.

Since inconsistencies and confusion abound regarding...
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Quarterly Market Review Third Quarter 2019

Timing Isn't Everything

Over the course of a summer, it’s not unusual for the stock market to be a topic of conversation at barbeques or other social gatherings.

A neighbor or relative might ask about which investments are good at the moment. The lure of getting in at the right time or...
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Dowling & Yahnke Wealth Advisors

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The SECURE Act of 2019: Significant Changes That May Impact Your Retirement Planning

Happy New Year — and welcome to the new decade! We hope that you had a joyous holiday season surrounded by friends and family.
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Mitigating Risk: How Bonds Play a Crucial Role in Your Portfolio

Global equities had mixed performance in the third quarter with large U.S. stocks inching higher and small U.S. stocks falling 2.4%. Foreign stocks struggled in the face of trade negotiations and ongoing tariff disputes.
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The Efficient-Market Hypothesis & DFA: The Building Blocks for Our Investment Philosophy Since 1991

For over 28 years, Dowling & Yahnke has invested client assets as fiduciaries. Our firm is independent with respect to the investment vehicles we use, freeing us to design portfolios we believe will best meet client objectives. We continuously scrutinize our investment philosophy and the tools we use, challenging our thinking and experience to ensure our clients receive the best experience possible based on their financial objectives, risk appetite, and tax situation. In this quarter’s newsletter, we will explore our longstanding relationship with Dimensional Fund Advisors (DFA). While DFA mutual funds represent a minority portion of the assets we use in building portfolios, many of the philosophical and practical concepts underpinning DFA’s approach also permeate our thinking.
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Larry T. Nakamura, IACCP® Assumes Chief Compliance Officer, Director of Client Service Role at Dowling & Yahnke Wealth Advisors

Dowling & Yahnke Wealth Advisors (D&Y), currently managing over $4 billion of assets for more than 1,200 clients, is proud to announce that Larry T.
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Larry T. Nakamura, IACCP® Joins Dowling & Yahnke Wealth Advisors

Dowling & Yahnke Wealth Advisors (D&Y), currently managing over $4 billion of assets for more than 1,200 clients, is proud to announce that Larry T.
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Seven Ways to Keep Your Data Safe Online

Identity theft and cyber fraud are becoming increasingly prevalent.  Fortunately, there are a few relatively simple steps you can take to avoid becoming a victim.

1. Establish strong passwords

The best practice is to use a longer passphrase that incorporates numbers rather than a single...
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Best Practices for Online Security

Technology is always evolving, and keeping up with security advice can be confusing. The guidance on securing your digital world can appear complex and overwhelming. While the details of how to stay secure may change over time, there are fundamental things you can always do to protect yourself....
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What to Do If Your Email Is Hacked

A hacked e-mail account is more than an annoyance - it can lead to identity theft and financial losses. If a compromise occurs, it is vital to take these timely steps. While we encourage working with a computer professional to evaluate and correct shortcomings, below is a list of corrective and...
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