There’s Still Time to Save More for Retirement

How much have you saved for retirement for 2017?

There is still time to boost your savings. And at the same time set goals for what you can set aside next year.

While 2017 contributions to workplace plans such as a 401(k) or 403(b) have ended as of December 31, 2017, you can put money into an Individual Retirement Account until April 17, 2018.

Last Minute Ways to Cut Your Taxes

If you’d like to lower your tax burden for 2017, there is still time to pull this off, but you have to hurry. Here is a list of six actions that you can take before January 1, 2018.

The Bitcoin Phenomenon

Let’s start with the basics of this Bitcoin spectacle because the intricacies of Bitcoin production, valuation, and exchange are very difficult to comprehend.


Five Smart Strategies for Year-End Charitable Giving

From turkey and stuffing to cranberry sauce and pumpkin pie, this is one of the most delicious seasons of the year. What I love most about Thanksgiving, though, is the generosity of spirit it inspires. If you’re looking to make a difference for your favorite charity this year, consider these five ways to make your charitable dollars go farther.

Medicare News: Open Enrollment Deadline and New Card Scams to Avoid

It’s that time of year again! Medicare’s annual open enrollment period began in mid-October and will run until December 7.  During this period, people already enrolled in Medicare can make certain changes to their coverage:

A Lookback at the Financial Crisis - Monetary Policy and Inflation

Nearly a decade ago, our Federal Reserve Board of Governors (the Fed) engaged in an aggressive monetary expansion operation, which we all knew as Quantitative Easing or “QE.”  To avert what many saw as the next Depression, the Fed bought trillions of dollars in U.S. Treasuries and mortgage-backed securities from December 2008 to October 2014; thereby lowering long-term interest rates, stabilizing markets, and encouraging lending.  The Fed printed vast amounts of money to make these purchases on the secondary market.  Within a couple years, the Fed had trillions of dollars in new assets on its balance sheet.  Many pundits were alarmed and warned that this would cause rampant inflation.  

5 Keys to Successful Investing

Anyone that invests wants to do so successfully.  There are many books written on the subject, and hundreds of millions of dollars are spent each year on services that promise the best stocks for one’s portfolio.  Wherever one looks, there’s no shortage of hot stock tips or trading strategies that promise to get rich.  But, the process of successful investing isn’t hard if keeping these five key concepts in mind.  

Tax-Efficient Investing: It’s Not What You Make, It’s What You Keep

The beat goes on for the second longest bull market in history.  For the eighth consecutive quarter, the S&P 500 Index notched a positive return.  Small U.S.

The “Big Three” Financial Adviser Credentials

We typically put a high amount of trust in our doctors for our personal healthcare needs.  An M.D. is a certified medical doctor, who has gone through years of intense study in his/her field, adheres to a code of ethics and owes a fiduciary duty to patients.  Yet, when it comes to personal finance and people’s life savings, consumers are often either tricked or remiss when it comes to hiring an adviser that adheres to a similar standard of care. 

How Your Assets Impact Financial Aid

Parents often worry about how the money they have saved for college, retirement or other financial goals will hurt their student’s chances for financial aid.

In many cases, the money you have saved will have little or no impact on whether your child will qualify for financial aid.