From turkey and stuffing to cranberry sauce and pumpkin pie, this is one of the most delicious seasons of the year. What I love most about Thanksgiving, though, is the generosity of spirit it inspires. If you’re looking to make a difference for your favorite charity this year, consider these five ways to make your charitable dollars go farther.
It’s that time of year again! Medicare’s annual open enrollment period began in mid-October and will run until December 7. During this period, people already enrolled in Medicare can make certain changes to their coverage:
Nearly a decade ago, our Federal Reserve Board of Governors (the Fed) engaged in an aggressive monetary expansion operation, which we all knew as Quantitative Easing or “QE.” To avert what many saw as the next Depression, the Fed bought trillions of dollars in U.S. Treasuries and mortgage-backed securities from December 2008 to October 2014; thereby lowering long-term interest rates, stabilizing markets, and encouraging lending. The Fed printed vast amounts of money to make these purchases on the secondary market. Within a couple years, the Fed had trillions of dollars in new assets on its balance sheet. Many pundits were alarmed and warned that this would cause rampant inflation.
Anyone that invests wants to do so successfully. There are many books written on the subject, and hundreds of millions of dollars are spent each year on services that promise the best stocks for one’s portfolio. Wherever one looks, there’s no shortage of hot stock tips or trading strategies that promise to get rich. But, the process of successful investing isn’t hard if keeping these five key concepts in mind.
The beat goes on for the second longest bull market in history. For the eighth consecutive quarter, the S&P 500 Index notched a positive return. Small U.S.
We typically put a high amount of trust in our doctors for our personal healthcare needs. An M.D. is a certified medical doctor, who has gone through years of intense study in his/her field, adheres to a code of ethics and owes a fiduciary duty to patients. Yet, when it comes to personal finance and people’s life savings, consumers are often either tricked or remiss when it comes to hiring an adviser that adheres to a similar standard of care.
Parents often worry about how the money they have saved for college, retirement or other financial goals will hurt their student’s chances for financial aid.
In many cases, the money you have saved will have little or no impact on whether your child will qualify for financial aid.
Many donors don’t fully appreciate the potential tax savings that can come from charitable giving. Not only is the timing of the gift important, but how the gift is made (whether in cash or securities) also has an impact on the possible tax benefits.
Before heading off to college, students should sign three documents that can be critically important if they get into serious trouble.
This paperwork will allow parents to be notified and involved if their child ends up at a hospital and/or becomes incapacitated in any way.