A Lookback at the Financial Crisis - Monetary Policy and Inflation

Nearly a decade ago, our Federal Reserve Board of Governors (the Fed) engaged in an aggressive monetary expansion operation, which we all knew as Quantitative Easing or “QE.”  To avert what many saw as the next Depression, the Fed bought trillions of dollars in U.S. Treasuries and mortgage-backed securities from December 2008 to October 2014; thereby lowering long-term interest rates, stabilizing markets, and encouraging lending.  The Fed printed vast amounts of money to make these purchases on the secondary market.  Within a couple years, the Fed had trillions of dollars in new assets on its balance sheet.  Many pundits were alarmed and warned that this would cause rampant inflation.  

5 Keys to Successful Investing

Anyone that invests wants to do so successfully.  There are many books written on the subject, and hundreds of millions of dollars are spent each year on services that promise the best stocks for one’s portfolio.  Wherever one looks, there’s no shortage of hot stock tips or trading strategies that promise to get rich.  But, the process of successful investing isn’t hard if keeping these five key concepts in mind.  

Tax-Efficient Investing: It’s Not What You Make, It’s What You Keep

The beat goes on for the second longest bull market in history.  For the eighth consecutive quarter, the S&P 500 Index notched a positive return.  Small U.S.

The “Big Three” Financial Adviser Credentials

We typically put a high amount of trust in our doctors for our personal healthcare needs.  An M.D. is a certified medical doctor, who has gone through years of intense study in his/her field, adheres to a code of ethics and owes a fiduciary duty to patients.  Yet, when it comes to personal finance and people’s life savings, consumers are often either tricked or remiss when it comes to hiring an adviser that adheres to a similar standard of care. 

How Your Assets Impact Financial Aid

Parents often worry about how the money they have saved for college, retirement or other financial goals will hurt their student’s chances for financial aid.

In many cases, the money you have saved will have little or no impact on whether your child will qualify for financial aid.

The Charitable Giving Tool You May Not Know About

Many donors don’t fully appreciate the potential tax savings that can come from charitable giving.  Not only is the timing of the gift important, but how the gift is made (whether in cash or securities) also has an impact on the possible tax benefits.

Have Your College Student Sign These Documents

Before heading off to college, students should sign three documents that can be critically important if they get into serious trouble.

This paperwork will allow parents to be notified and involved if their child ends up at a hospital and/or becomes incapacitated in any way.

Eight Tips for a Successful Retirement

Are you contemplating retiring soon?

Retiring takes considerable planning, but here are some tips to get you started on the process:

Estate Planning – An Important Part of Your Financial Life

According to USA Today, nearly two-thirds of Americans don’t even have a will, perhaps the simplest estate plan. Moreover, estate planning is more than just creating a will, it involves other important documents such as powers of attorney (POAs), advance healthcare directives, and trusts, in some cases. 

Seven Ways to Keep Your Data Safe Online

Identity theft and cyber fraud are becoming increasingly prevalent.  Fortunately, there are a few relatively simple steps you can take to avoid becoming a victim.