Blogs
Four Things You Need to Know About Filing Estimated Taxes
The gig economy continues to expand.
Five Things To Know If You Inherit an IRA
Inheriting an IRA from a loved one can be confusing and costly if you make a mistake.
Six Ways to Start the Money Talk with Your Parents
One of the most difficult conversations that grown children can have with their parents is a discussion about mom and dad’s finances. 
How You Spend Your Money Can Make You Happier
What will make you happier?
Buying stuff or spending money on experiences?
Mitigating Risk: How Bonds Play a Crucial Role in Your Portfolio
Global equities had mixed performance in the third quarter with large U.S. stocks inching higher and small U.S. stocks falling 2.4%. Foreign stocks struggled in the face of trade negotiations and ongoing tariff disputes.
Widow’s Penalty Pitfall
Compared to past joint tax return filing with their deceased spouse, a surviving spouse may land in a higher marginal tax bracket – referred to as the “widow’s penalty.” Unfortunately, the Tax Cuts and Jobs Act (TCJA) has made the widow’s penalty more severe in many instances.
Getting a State Tax Break with 529 Contributions
Saving for college through contributions into a 529 college savings plan is an excellent way to ultimately cover at least part of the price of a college degree.
Six Easy Ways to Boost Your Home’s Sale Price
If you are planning to sell your house, plenty of ways exist to boost your home’s sale price. Here are six things you can do to increase your home’s value for little or no cost.
Maximizing Your Health (Savings Account)
If you are enrolled in a high deductible health plan (HDHP) through work or on your own, funding a Health Savings Account (HSA) could be considered a top priority
The Efficient-Market Hypothesis & DFA: The Building Blocks for Our Investment Philosophy Since 1991
For over 28 years, Dowling & Yahnke has invested client assets as fiduciaries. Our firm is independent with respect to the investment vehicles we use, freeing us to design portfolios we believe will best meet client objectives. We continuously scrutinize our investment philosophy and the tools we use, challenging our thinking and experience to ensure our clients receive the best experience possible based on their financial objectives, risk appetite, and tax situation. In this quarter’s newsletter, we will explore our longstanding relationship with Dimensional Fund Advisors (DFA). While DFA mutual funds represent a minority portion of the assets we use in building portfolios, many of the philosophical and practical concepts underpinning DFA’s approach also permeate our thinking.
