Chief Compliance Officer, Director of Operations
Karrol L. Gibbs


  • Ambassador College (Big Sandy, Texas) BA

Professional Organizations

  • National Society of Compliance Professionals, Member

  • Southern California Compliance Group, Member

  • Financial Planning Association, Member

Community Involvement

  • Clara Barton Chapter of the National Society of the Daughters of the American Revolution (DAR), Member

Karrol Gibbs is the Chief Compliance Officer and Director of Operations at Dowling & Yahnke Wealth Advisors.

Karrol joined Dowling & Yahnke in 2001 and has drawn on her extensive client service experience to develop operational efficiencies and create an outstanding client service environment.

Karrol holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Mutual Fund Counselor (CMFC) designations, and is a member of the Financial Planning Association (FPA). She earned her Bachelor of Arts degree from Ambassador College in Big Sandy, Texas.

In 2009, Karrol received her compliance certification from the National Regulatory Society and holds the Investment Adviser Certified Compliance Professional (IACCP®) designation. Karrol assumed the position of Chief Compliance Officer in 2012 and serves an integral role in the development of and the ongoing review of the Firm’s regulatory compliance program.

Karrol is a third generation Californian and is a member of the Clara Barton Chapter of the National Society of the Daughters of the American Revolution (DAR). She enjoys the outdoors and spending time with her extended family.

Dowling & Yahnke offers time-tested, objective, and well-researched advice, including financial planning and investment management, designed to secure the financial health and personal freedom of its clients. Located in San Diego, California, the Firm currently manages approximately $4 billion for more than 1,000 clients, primarily individuals, families, and nonprofit organizations.


What do you find most rewarding about working at Dowling & Yahnke? 

Serving the clients, we have the best clients in the world. 


Why did you join Dowling & Yahnke? 

When I joined 17 years ago, the vision of growth and the offer to be part of the team to grow the Firm and serve the clients was exactly what I was looking for and found. 


I am happiest when:

I’m spending time with my two sons, 5 grandchildren, and their families. We have so much fun together. 


What book are you currently reading?

Grant by Ron Chernow.


Do you have any pets? Do you have a favorite pet? 

I have two rescue Shih Tzus. I love dogs.