Dowling & Yahnke is staying in San Diego but moving to Suite 450

Investment Management
We treasure the personal relationships we have with our clients, taking great pride in our openness and responsiveness.

Every member of our team shares the same goal: your complete satisfaction and financial success. You will have complete, unfettered access to the adviser who is managing your portfolio.

Understanding Your Needs

In an effort to develop a complete understanding of your needs, we discuss the particular goals, risk tolerance, time horizon, income requirements, tax status, and special circumstances unique to you and your portfolio. It is also our duty to ensure that prospective clients understand Dowling & Yahnke's approach to investing. Above all, we focus on maximizing after-tax return, while maintaining a long-term perspective, and an appropriate level of risk.

We conduct periodic meetings with you, as necessary, to review your portfolio and Investment Policy as well as discuss any significant changes in your life or financial situation. In addition, we work closely with your tax professional, estate planning attorney, and other advisers.

Developing the Investment Policy

Based on our understanding of your specific needs, we draft your Investment Policy. The Investment Policy specifies the asset allocation of your portfolio, the types of securities to invest in, and the expected risk/return profile of your portfolio. It also discusses your income requirements and any extraordinary circumstances which will affect the management of your assets. Your Investment Policy is our joint plan to reach your goals.

Implementing the Investment Plan

Only after you have reviewed and approved the Investment Policy will we begin the investment process. Depending on the composition and complexity of your portfolio, we design a customized implementation plan.

Monitoring and Reporting

We manage your portfolio in accordance with your Investment Policy. This includes monitoring your investments, providing you with quarterly portfolio appraisal and performance reports, investing additional cash inflows, rebalancing to Investment Policy targets, and maintaining detailed tax records for your account. Our integrated tax management solutions create a seamless wealth management experience for you.