Discipline
We take a measured, confident, long-term approach to investing. We regularly monitor and rebalance your portfolio to maintain your target asset allocation, thereby maximizing the likelihood that you will meet your goals. Your portfolio value will go up or down from day to day, but long-term success is not affected by daily market fluctuations. During difficult periods in the stock market, our experienced advisers will help keep you focused on the big picture, reminding you that a smart, disciplined approach to portfolio management pays off in the long run.
Integrity
Without exception, your interests are placed ahead of our own. Our fee-based approach is aligned with this fiduciary responsibility. Our only source of revenue is asset-based management fees, paid directly to us by our clients. This transparent fee structure is typical of our dedication to open, honest communication. As we have no proprietary investment products to sell, we are free to choose the most appropriate investment vehicles for your particular situation.
Knowledge
At Dowling & Yahnke, we have created a higher standard by building a team of advisers with exceptional education, experience, and credentials. Our financial planning background enables us to build a customized, risk-appropriate investment portfolio that fits with your overall financial situation. Our breadth of knowledge also enables us to collaborate with your tax professional, estate planning attorney, and other advisers to effectively manage and coordinate all aspects of your wealth and ensure the seamless flow of information among your professional advisers. We maintain meticulous records and data critical to your overall financial picture.